Living · Banking
Banks in China
A reference for foreign nationals navigating personal banking in China: account opening, English-language services, mobile apps, and international transfers at state, joint-stock, and foreign banks.
Account opening requirements change frequently with regulatory updates. Always confirm current documentation requirements directly with the branch before visiting. A valid residence permit is required for a full-function account at most banks; short-stay visa holders face more restricted options.
State-owned banks
Joint-stock commercial banks
Foreign banks (locally incorporated)
Verified May 2026