living · 5 May 2026

Buying Property in China as a Foreigner: What Is Actually Possible

Foreign nationals can buy property in China under specific conditions. The rules differ from buying as a Chinese citizen. This guide explains what is permitted, what is restricted, and what the process involves.

Land in China is state-owned. Property purchase acquires a 70-year land use right (residential). Foreign nationals can purchase one residential property for personal use after one year of continuous residency. Restrictions: one property only, personal use stated purpose, city-specific additional rules in Shanghai, Beijing, Guangzhou, and Shenzhen.

Cannot do: purchase multiple properties; purchase commercial property without a Chinese entity; participate in property investment funds.

The 70-year land use right renewal question is not fully codified in law but most legal advisors consider it unlikely to affect current buyers during their lifetimes.

Purchase process: verify eligibility → find property → contract (use a Chinese lawyer) → 1–2% deposit → mortgage if needed (up to 70% LTV for foreign nationals) → registration with Housing Authority.

Additional costs: deed tax 1–3%, stamp duty ~0.05%, agent fees 1–2%, lawyer fees ¥3,000–10,000.

Proceeds from resale can be remitted overseas with capital gains tax payment and currency exchange documentation.

Buying Property in China as a Foreigner: What Is Actually Possible

Cannot do: purchase multiple properties; purchase commercial property without a Chinese entity; participate in property investment funds.

The 70-year land use right renewal question is not fully codified in law but most legal advisors consider it unlikely to affect current buyers during their lifetimes.

Additional costs: deed tax 1–3%, stamp duty ~0.05%, agent fees 1–2%, lawyer fees ¥3,000–10,000.

Proceeds from resale can be remitted overseas with capital gains tax payment and currency exchange documentation.